Geo Countries
Coldwater, Ohio, United States – United States Flag

Current Date And Time In Coldwater, United States

Tuesday, 25 August 2026
06:56:03 PDT
State: Ohio
Currency: United States Dollar (USD)
Timezone: UTC -08:00 (PDT)
Population: 4,487
District: Mercer County

🗓️ Public Holidays & Bank Closures in Coldwater, Ohio


Planning commercial schedules or travel in Coldwater, Ohio, United States? Track upcoming statutory holidays and local bank closures across Coldwater.

Corporate teams, logistics hubs, and financial offices in Coldwater align operating hours with statutory government gazette notifications. Fixed statutory national holidays (such as New Year's Day on January 1) mandate official non-working status for banks and government offices in Coldwater.

📅 Live Public Holiday Calendar — Coldwater, Ohio

This is United States's national public holiday calendar — the same live calendar shown on United States's country-level and Ohio holiday pages — embedded here because public holidays are set nationally and apply the same way in Coldwater as anywhere else in United States.

◀ Showing upcoming public holidays — use the back arrow in the calendar toolbar to browse earlier dates this year.

🏛️ Official Statutory Public Holidays Applicable in Coldwater

These are United States's official statutory fixed-date public holidays — the same national list shown on United States's country and Ohio holiday pages — mandated by national labor law and applicable to financial institutions, schools, and government administration in Coldwater just as everywhere else in United States.

Holiday NameFixed DateCategoryClosure StatusOfficial Source
New Year's DayJanuary 1Federal HolidayFull Federal Closure (Banks, Post Offices & Federal Agencies)www.opm.gov
Juneteenth National Independence DayJune 19Federal HolidayFull Federal Closure (Banks & Government Offices)www.opm.gov
Independence DayJuly 4Federal HolidayFull Federal Closure (Banks, Stock Exchanges & Govt Offices)www.opm.gov
Veterans DayNovember 11Federal HolidayFull Federal Closure (Banks & Postal Service Closed)www.opm.gov
Christmas DayDecember 25Federal HolidayFull Federal Closure (Nationwide Commercial & Govt Closures)www.opm.gov
Birthday of Martin Luther King, Jr.Third Monday of JanuaryNational Holiday (Weekday Rule)Full Federal Closure (Banks & Govt Offices)www.opm.gov
Washington's Birthday (Presidents Day)Third Monday of FebruaryNational Holiday (Weekday Rule)Full Federal Closure (Banks & Govt Offices)www.opm.gov
Memorial DayLast Monday of MayNational Holiday (Weekday Rule)Full Federal Closure (Banks & Govt Offices)www.opm.gov
Labor DayFirst Monday of SeptemberNational Holiday (Weekday Rule)Full Federal Closure (Banks & Govt Offices)www.opm.gov
Columbus DaySecond Monday of OctoberNational Holiday (Weekday Rule)Full Federal Closure (Banks & Govt Offices)www.opm.gov
Thanksgiving DayFourth Thursday of NovemberNational Holiday (Weekday Rule)Full Federal Closure (Banks & Govt Offices)www.opm.gov

🧳 Upcoming Long Weekends in Coldwater

Statutory holidays landing on a Monday, Friday, Tuesday or Thursday create a long-weekend opportunity — here's what's coming up.

HolidayDateOpportunity
Labor DayMon, Sep 7, 2026Automatic 3-day weekend
Columbus DayMon, Oct 12, 2026Automatic 3-day weekend
Thanksgiving DayThu, Nov 26, 2026Take the Friday after off for a 4-day weekend
Christmas DayFri, Dec 25, 2026Automatic 3-day weekend
New Year's DayFri, Jan 1, 2027Automatic 3-day weekend
Birthday of Martin Luther King, Jr.Mon, Jan 18, 2027Automatic 3-day weekend
Washington's Birthday (Presidents Day)Mon, Feb 15, 2027Automatic 3-day weekend
Memorial DayMon, May 31, 2027Automatic 3-day weekend

📖 Public Holidays & Business Operating Hours in Coldwater

Coldwater's bank branches, municipal offices and public schools close on United States's statutory holidays just as they do everywhere else in the country — shops and restaurants more often stay open with adjusted hours rather than closing outright.

When a holiday lands on a weekend, Coldwater's banks and offices follow whatever substitute-day rule United States declares nationally — check the live calendar above for that year's actual observed date.

With a population of 4,487 and running on the America/New_York time zone, Coldwater follows United States's statutory holiday dates on local calendar days — no cross-timezone adjustment needed for a purely domestic holiday list.

Frequently Asked Questions — Coldwater Public Holidays

Are banks in Coldwater closed on public holidays?

Yes — commercial bank branches, central bank operations, and financial offices in Coldwater close on official statutory public holidays.


What public holidays are observed in Coldwater?

Public holidays observed in Coldwater include 11 official statutory fixed-date holidays — the same national list that applies across United States, since Coldwater doesn't set its own separate holiday calendar — as detailed in the statutory table above.


How can I check bank holiday dates for travel to Coldwater?

The live calendar above lists each upcoming date with its day of the week — check it before booking travel or a business trip to Coldwater so you're not caught out by a closed bank or office.


Do public holidays in Coldwater differ from other cities in United States?

No — public holidays in United States are set nationally, not city by city, so Coldwater observes exactly the same statutory holidays as every other city, town and region in United States. This page is a convenient Coldwater-specific reference, not evidence of a separate local holiday list.


What time zone does Coldwater use, and does it affect holiday dates?

Coldwater runs on the America/New_York time zone. Since United States's statutory holidays are set by calendar date rather than a specific clock time, this doesn't shift which day is observed as a holiday in Coldwater — it only matters for scheduling calls or transactions with people in other time zones.


Where do Coldwater's public holiday dates come from?

Coldwater follows United States's national statutory holidays, published via www.opm.gov — see the statutory holidays table above for the full sourced list.

🗓️ Coldwater Statutory Facts
Statutory Holidays: 11 Fixed Days
Flagship National Day:
New Year's Day (January 1)
📍 Coldwater Quick Facts
State / Province: Ohio
Population: 4,487
Time Zone: America/New_York
Coordinates: 40.4798°, -84.6283°
🕒 Business Hours & Time Zone
Time Zone: -10:00 to -05:00
Bank Closures: Full closure on statutory days
✈️ Travel Essentials
Emergency Number: 911
Driving Side: Right side